What Is Pet Insurance and What Does It Cover ?

Pet Insurance pays for unexpected veterinary bills so you can focus on getting your cat or dog and parrot for medical treatment they deserve. It is important to understand how your policy works before you purchase.

What is pet insurance?

Pet Insurance covers the cost of medical care of pets. If your pet friend get injured or severe sick the vet bills for treatment can add up quickly. A
pet insurance policy can assist you pay them.

Pet insurance is used to cover unforeseen expenses. It may not pay for conditions or routine care your pet had before you purchase the policy. Some people do not use insurance policies they cover all their medical expenses themselves.

What does pet insurance cover?

The most common type of plan insurance covers both accidents and illnesses. If you cat is get injured by hitting a car or get a severe infection her treatment would be covered up to your plan.

Few pet insurance companies offers only accident policies which looks cheaper.An accident only policy assist if your dog needs surgery or injured in an accident. However they do not pay a cent if she get ill.

  • Emergency Care
  • Hospitalization
  • Surgery
  • Prescription medications
  • Treatment for illness
  • XRay, Ultrasounds

your pet insurance may also covers of following

  • Behavioral Therapies
  • Hereditary conditions
  • Prescription diets and supplements
  • Exam fees

Who’s eligible for pet insurance?

Nationwide and Bivvy Sell plans for snakes,rabbits, birds.Majority of pet insurance companies insure only dogs and cats. The ASPCA inusures horses too.Some insurer accept new pets only within age limit. Some plans have no maximum age limits.Few have restricted upper age limit.Most plan offers only as long you pay premium continously.

Some plans require that you have check pet with your vet recently.

What’s not covered by pet insurance?

  • Breeding
  • Routine and wellness care
  • Cosmetic surgeries
  • Pre existing conditions

How does pet insurance work?

  • Deductibles
  • Payout limits
  • Reimbursement levels

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