Embrace Pet Insurance Review 2023 in United States of America

Embrace offers comprehensive pet insurance for dogs and cats. The standard Embrace plan reimburses upto 90% of your vet spending for a various treatments and conditions.

You can easily customize the plan to include an annual limit and reimbursement amount you feel easy with. Embrace also donates two dollar per policy to charitable causes.

Embrace Pet Insurance Plans

Embrace coverages various special offers.

Wellness Rewards

In several states you can add Wellness Rewards which assists pay for tick protection, vaccination and other routine spending.No Copayment for Wellness Rewards.This policy does not cover accident and injury.

The Wellness Reward Plan is designed to save 25 dollar per annum. Wellness Rewards is not available in Rhode Island.

Coverage for accidents and illnesses

Embrace offers a single policy covering illnesses and accidents. It will reimburse you a percentage of your vet expenses up to yearly limit and minus deductible.Pet age is maximum 14 years for coverage of illness and accident coverage.

Pet at the age of 15 or above are for accident only coverage.

What Embrace Pet Insurance Covers

The Wellness Rewards Plan

  • Preventing teeth cleaning
  • Training
  • Vaccinations
  • Spaying and neutering
  • Flea, tick and heartworm protection
  • Microchipping
  • Wellness Exams
  • Grooming and nail clipping
  • Cremation or burial
  • Nutritional Supplements
  • Prescribed diet food

The Standard Embrace Policy

  • Diagnostic Tests
  • Prescription Medication
  • Hereditary Conditions
  • Congenital Conditions
  • Dental illness
  • Complementary treatment like of acupuncture
  • Treatment prescribed by Vet Specialist

Embrace Illness and Accident Insurance does not cover

  • Wellness Care
  • Cosmetic Method
  • Prescription supplements
  • Spending associated with breeding
  • Illness due to fighting
  • Preexisting Conditions

Embrace Coverage Options

Coverage Limits

Accident only policy tha annual limit is $5000 and Accident and Illness Policy covers 5000 dollar to unlimited.

Reimbursement Amount

Accident only policy reimburses you for 90% of your expenses. For accident and illness policy you can reimbursed upto 70%,80% and 90% of your vet spending.Accident only policy reimburse you 90% of your spending.


For Accident only policy deductible per year is $100.For accident and illness policy covers $100 to $1000 per annum.

Embrace Insurance Discounts

  • 5% military discount
  • 10 % multiple pet discount

You can avoid a monthly billing fee by paying your premium upfront or full

Embrace Insurance Age Restriction

Pets must be at least 6 weeks old to get a policy. No maximum age limits

Embrace Insurance Waiting Periods

48 hours for accident, 14 day for illness and 6 months for orthopedic conditons for dogs.


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